Student Loan Forgiveness 2022: Online Application Overview

The previewed app appeared to be simple with no supporting documents required.

WASHINGTON — The White House on Tuesday shared a first look at a promised online application for President Joe Biden’s one-time federal student loan forgiveness program. Officials previously said an app would be available “by early October,” but legal battles appeared likely to slow that timeline.

In a series of Twitter posts, the White House said the app would be “short and simple,” available in English and Spanish, with “no supporting documents or FSA ID needed.”

He also shared a short video showcasing the form on a smartphone. According to the video, the app will ask for the borrower’s name, social security number, date of birth, and contact information.

Borrowers will also be asked to sign and agree to a form declaring they are eligible for relief based on income requirements, with possible penalties such as “fines, jail time or both” if the information are false.

The Ministry of Education will review applications, determine eligibility and work with loan officers to process relief.

The White House said the application window will open later in October and run through December 31, 2023. Although some borrowers already have their income information on file with the Department of Education, most people will have to seek debt relief.

Tuesday’s preview comes days after the Biden administration’s first legal filing to defend the plan in response to GOP lawsuits. In the Oct. 7 filing, the White House said the Department of Education “will not discharge any student loan debt under the Debt Relief Plan” until Oct. 23.

RELATED: No Student Debt Relief Until Oct. 23, White House Says

Biden’s plan, first announced in August, will forgive $10,000 in student loan debt for most borrowers earning less than $125,000 individually per year, or less than $250,000 for married couples. Students who have received Pell grants are eligible for federal debt relief of up to $20,000.

An FAQ page on the government’s website for student aid indicates that a paper application will eventually also be available, although initially it will only be available online.

Megan Divers contributed to this report.

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