Akhuwat Home Loan Scheme 2022

We all grew up hearing “home sweet home” from our elders. However, there are many citizens across the country who have not been able to live up to the meaning of this statement. Thousands of people in the country do not own a house. When the PTI government took power in the last general election, one of the Prime Minister’s main promises was to house those in need. To implement this plan, several steps have been taken over the past two years. The Government of Pakistan has announced the launch of the Akhuwat Home Loan Scheme in 2021. Through this scheme, people can get a loan to build their own house. The program will also be valid until the year 2022. Here we have provided you with all the details you need to apply for the Akhuwat home loan program.

Who can benefit from the Akhuwat home loan program?

The program aims to help those who are poor and cannot afford to buy or build their own homes. The process is quite simple and easy to understand. It is important to mention that this scheme is advantageous for those who already have a plot or land. To complete the application process, it is important to read and understand the instructions carefully.

How to Apply for Akhuwat Home Loan

Follow the steps below to apply for your home loan.

  1. Open https://donate.akhuwat.org.pk/register
  2. If you already have a registered account, you just need to login, but if you are a new user, you need to fill in complete personal information to create an account and then login.
  3. Once logged in, follow the steps on the online portal to apply for a loan program.

Required Documents and Eligibility

  1. Valid CNIC
  2. Age must not exceed 60 years
  3. Applicant must own land or house
  4. Valid documents/proof of ownership
  5. Land area of ​​5 Marla or covered area not more than 1360 sq.ft.
  6. Applicant’s monthly household income must be up to PKR 60,000
  7. The applicant must have a clear credit history

FAQs:

What are the eligibility criteria for the Akhuwat home loan program?
  • Valid CNIC
  • Age must not exceed 60 years
  • Applicant must own land or house
  • Valid documents/proof of ownership
  • Land area of ​​5 Marla or covered area not more than 1360 sq.ft.
  • Applicant’s monthly household income must be up to PKR 60,000
  • The applicant must have a clear credit history
What is the minimum income required to apply for a mortgage?

The candidate must earn up to 60,000 PKR per month. However, preference may be given to widows and households with a monthly income of at least PKR 40,000.

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